Friday, October 25, 2019

Wondrous Strange :: Character Analysis, Kelley Winslow

Life is the condition that distinguishes animals and plants from inorganic matter, including the capacity for growth, reproduction, functional activity, and continual change preceding death. â€Å"It is believed that in life no one can change your happiness but you; therefore, you have the power to change anything about yourself or your life that you want to change† (de Angelis, Barbra). The struggles that the main character, Kelley Winslow, faces strongly affects herself, as well as drives the plot for the reason that she struggles with the decisions she makes, she encounters physical hardships as well as mental that allows her to eventually find her identity. Some people may say that a person has not found themselves; however, you do not find yourself. People create ones self. During the process of creating ones self, you have to know what you fear, and what you cannot live without. Kelley learns what she is afraid of, and who she does not want to lose. â€Å"†¦fear of losing him, sorrow of what he has already risked for her† (Livingston 274). In the novel Kelley finds out that she is adopted. â€Å"Emma†¦ Was I†¦ adopted† (Livingston 222). In continuation to this, Kelley learns from her aunt, Emma, that she is adopted. She also leans more about where she came from, who her birth parents are, and about faerie history. This proves that Kelley wants to know more about where she came from, which leads to making her own identity. In order to create herself, Kelley needs to know more about her heritage. She also learns what she likes, and does not like and what she wants to do with her life. â€Å"Kell ey was speechless. She dreamed of this†¦ This is it. This is my big break!† (Livingston 5), â€Å"Kelley was a Faerie princess. In defiance of the Faerie king, she had taken up her destiny on her terms" (Livingston 316-317). This shows that she accepts herself, in addition to gaining her goals. Kelley Winslow goes went through a huge development, and journey in finding herself, even through the many obstacles she faces. Decision is a mental process you conduct to result in a making of a selection of a choice. Kelley Winslow had made various decisions throughout her life, which had made an impact on her characteristics. Kelley says, â€Å"Hey! Do you need help?" (Livingston 32).

Thursday, October 24, 2019

Neil Postman Essay

I think Postman’s main argument is that Television is not meant for education solely which is reflected in various different academic studies in his article. That tv can have educational qualities while being entertaining but that it is not the means to end, edutainment is what Postman dubs Sesame street early on. As seen with the research he has duly noted is very conclusive. When we watch tv the average tv watcher only retains 20 percent of what they have watched. Just from reading that it made me realize how many hours I have wasted on Netflix binge watching certain tv shows just to find out what happens. To know I only have retained 20 percent of what I have watched, from each episode is sad. Another point Postman points are that once an hour has passed we retain even less. Which means if I was to go back and re-watch all of the tv shows I have binge watched on Netflix that I would find things I had totally forgotten and possibly forget them again later on after not watchi ng them. Which to me seems like wasted time for entertainment. Even though at the time it doesn’t seem like a waste of time. As Postman points out in the topic of â€Å"The Voyage Of The Mimi†, the government was willing to shell out massive amounts of moment. A few million actually to get a new program going that is using books as a supplemental visual aid along with video games. While the main attraction is the tv program. Visual aids are usual a snippet of a specially made tv program or movie. To think that books are supplemental visual aids are very sad. Postman also argues that even though he does not find Sesame Street non educational he is the unpopular opinion that â€Å"kids will only learn to love learning and school if school is like tv.† Education has taken many hits then and even today. With social media easily at our fingertips it is easy for us even to think that by watching videos we can learn, when really it takes much more than that. Books can be opened and reread over and over again at your own pace. Tv programs where education a paramount can be re-watched but it isnâ€⠄¢t the same and cannot necessarily be slowed down to the pace we always need. Another student pointed out in class their child  has a v-tech tablet, which I agree with her, is useful and helps very much to young children. The classmate also pointed out how the time on it is monitored which is very important as well. An educational tablet is a fun and useful took for kids and I think can be a great learning tool, like Sesame Street. Except, I think that it is more educational, than say a tv program. It is entertaining but it is reminiscent of a children’s toy that helps kids to learn as they grow which has always been sold in the market place for years. Many parents are always looking out for the latest and greatest to help their young children learn as early as possibly before even entering school. â€Å"Thou Shalt Have No Prerequisites† a tongue in cheek commandment but very true as well shows that while a class may have prerequisites a tv show does that, showing that continuity and sequence does not matter for tv programming. Integrating â€Å"Three Media†, or more commonly known as â€Å"multi media presentation†, is not new has always been used modestly to enhance learners education. Years ago the Office of Education supplied funds to WNET for a program titled â€Å"Watch Your Mouth†, which is a series of televised dramatizations of students having programs with the English language while having social issues. While the show was very good, there exists that solid fundamental evidence that the show in any way helped the learners to improve their use of English where in writing or speaking. Which serves as further proof that the Education system was deeply flawed for believing that a tv series specially made for the classes would show any sort of improvement. Leading back to the point that while television is fun and can be educational it is best to leave the majority of tv watching outside of the classroom, except in specific cases where it does not take up too much of the valuable class time. Can social media be used for the greater good in the classroom and to help political and environmental awareness while not taking away from the learning process if used in a high school social experiment? If so explain how?

Wednesday, October 23, 2019

Global Financial Crisis: Causes and Effect Essay

The financial crisis that began in 2007 spread and gathered intensity in 2008, despite the efforts of central banks and regulators to restore calm. By early 2009, the financial system and the global economy appeared to be locked in a descending spiral, and the primary focus of policy became the prevention of a prolonged downturn on the order of the Great Depression. The volume and variety of negative financial news, and the seeming impotence of policy responses, has raised new questions about the origins of financial crises and the market mechanisms by which they are contained or propagated. Just as the economic impact of financial market failures in the 1930s remains an active academic subject, it is likely that the causes of the current crisis will be debated for decades to come. Financial Crisis The term financial crisis is applied broadly to a variety of situations in which some financial institutions or assets suddenly lose a large part of their value. In the 19th and early 20th centuries, many financial crises were associated with banking panics, and many recessions coincided with these panics. Other situations that are often called financial crises include stock market crashes and the bursting of other financial bubbles, currency crises, and sovereign defaults. Major causes of Financial Crisis Imprudent Mortgage Lending: Against a backdrop of abundant credit, low interest rates, and rising house prices, lending standards were relaxed to the point that many people were able to buy houses they couldn’t afford. When prices began to fall and loans started going bad, there was a severe shock to the financial system. Housing Bubble: With its easy money policies, the Federal Reserve allowed housing prices to rise to unsustainable levels. The crisis was triggered by the bubble bursting, as it was bound to do. Global Imbalances: Global financial flows have been characterized in recent years by an unsustainable pattern: some countries (China, Japan, and Germany) run large surpluses every year, while others run deficits. The U. S. external deficits have been mirrored by internal deficits in the household and government sectors. U. S. borrowing cannot continue indefinitely; the resulting stress underlies current financial disruptions. Securitization: Securitization fostered the â€Å"originate-to-distribute† model, which reduced lenders’ incentives to be prudent, especially in the face of vast investor demand for subprime loans packaged as AAA bonds. Ownership of mortgage-backed securities was widely dispersed, causing repercussions throughout the global system when subprime loans went bad in 2007. Lack of Transparency and Accountability in Mortgage Finance: Throughout the housing finance value chain, many participants contributed to the creation of bad mortgages and the selling of bad securities, apparently feeling secure that they would not be held accountable for their actions. A lender could sell exotic mortgages to home-owners, apparently without fear of repercussions if those mortgages failed. Similarly, a trader could sell toxic securities to investors, apparently without fear of personal responsibility if those contracts failed. And so it was for brokers, realtors, individuals in rating agencies, and other market participants, each maximizing his or her own gain and passing problems on down the line until the system itself collapsed. Because of the lack of participant accountability, the originate-to distribute model of mortgage finance, with its once great promise of managing risk, became itself a massive generator of risk. † Rating Agencies: The credit rating agencies gave AAA ratings to numerous issues of subprime mortgage-backed securities, many of which were subsequently downgraded to junk status. Critics cite poor economic models, conflicts of interest, and lack of effective regulation as reasons for the rating agencies’ failure. Another factor is the market’s excessive reliance on ratings, which has been reinforced by numerous laws and regulations that use ratings as a criterion for permissible investments or as a factor in required capital levels. Mark-to-market Accounting: FASB standards require institutions to report the fair (or current market) value of securities they hold. Critics of the rule argue that these forces banks to recognize losses based on â€Å"fire sale† prices that prevail in distressed markets, prices believed to be below long-term fundamental values. Those losses undermine market confidence and exacerbate banking system problems. Some propose suspending mark-to-market; EESA requires a study of its impact. Deregulatory Legislation: Laws such as the Gramm-Leach-Bliley Act (GLBA) and the Commodity Futures Modernization Act (CFMA) permitted financial institutions to engage in unregulated risky transactions on a vast scale. The laws were driven by an excessive faith in the robustness of market discipline, or self-regulation. Shadow Banking System: Risky financial activities once confined to regulated banks (use of leverage, borrowing short-term to lend long, etc. ) migrated outside the explicit government safety net provided by deposit insurance and safety and soundness regulation. Mortgage lending, in particular, moved out of banks into unregulated institutions. This unsupervised risk-taking amounted to a financial house of cards. Non-Bank Runs: As institutions outside the banking system built up financial positions built on borrowing short and lending long, they became vulnerable to liquidity risk in the form of non-bank runs. That is, they could fail if markets lost confidence and refused to extend or roll over short-term credit, as happened to Bear Stearns and others. Government-Mandated Subprime Lending: Federal mandates to help low-income borrowers (e. g. , the Community Reinvestment Act (CRA) and Fannie Mae and Freddie Mac’s affordable housing goals) forced banks to engage in imprudent mortgage lending. Excessive Leverage: In the post-2000 period of low interest rates and abundant capital, fixed income yields were low. To compensate, many investors used borrowed funds to boost the return on their capital. Excessive leverage magnified the impact of the housing downturn, and deleveraging caused the interbank credit market to tighten. Financial Crisis & U. S economy In 2008, the United States experienced a major financial crisis which led to the most serious recession since the Second World War. Both the financial crisis and the downturn in the U. S. economy spread to many foreign nations, resulting in a global economic crisis. On September 15, 2008, Lehman Brothers, one of the largest investment banks in the world, failed. Over the next few months, the US stock market plummeted, liquidity dried up, successful companies laid off employees by the thousands, and for the first time there was no longer any doubt a recession was upon the American people. Eleven months after the fall of Lehman Brothers, the U. S. remains in a state of limbo. Proposals for stimulus packages and other bailout plans have provided some relief, but it seems the most effective remedy thus far has been time. The facts are that approximately 6% of all mortgage loans in United States are in default. Historically, defaults were less than one-third of that, i. e. , from 0. 25% to 2%. A huge portion of the increased mortgage loan defaults are what are referred to as ‘sub-prime’ loans. Most of the sub-prime loans have been made to borrowers with poor credit ratings, no down payment on the home financed, and/or no verification of income or assets (Alt-A’s). Close to 25% of sub-prime and Alt-A’s loans are in default. These loans increased dramatically as a 9/30/99 New York Times article explained, â€Å"In a move that could help increase homeownership rates among minorities and low income consumers, the Fannie Mae Corp. is easing the credit requirements on loans that it will purchase from banks and other lenders. † To allow Fannie Mae to make more loans, President Clinton also reduced Fannie Mae’s reserve requirement to 2. 5%. That means it could purchase and/or guarantee $97. 50 in mortgages for every $2. 50 it had in equity to cover possible bad debts. If more than 2. % of the loans go bad, the taxpayers (us) have to pay for them. That is what this bailout is all about. It is not the government paying the banks for the bad loans, it is us!! Principally Senate Democrats demanded that Fannie Mae & Freddie Mac (FM&FM) buy more of these risky loans to help the poor. Since the mortgages purchased and guaranteed by FM&FM are backed by the U. S. government, the loans were re-sold primarily to investment banks which in turn bundled most of them, taking a hefty fee, and sold the mortgages to investors all over the world as virtually risk free. As long as the Federal Reserve (another government created agency) kept interest rates artificially low, monthly mortgage payments were low and housing prices went up. Many home owners got home equity loans to pay their first mortgages and credit card debt. Unfortunately home prices peaked in the winter of 2005-06 and the house of cards started to crumble. People could no longer increase their mortgage debt to pay previous debts. Now, we taxpayers are being told we have to bail out the banks and everyone in the world who bought these highly risky loans. The politicians in Congress (mostly Democrats) do not want you to know they caused the mess. In the 2006 elections, the Democrats took control of the House and Senate. There are plenty of videos on the Internet showing many Democrats including Senate Banking Committee Chairman Democrat Christopher Dodd and House Banking Committee Chairman Barney Frank, responsible with overseeing FM&FM, assuring us that there were no problems with FM&FM right up to their collapse. Not surprisingly, virtually all the investment banks that are in trouble and being bailed out are run by financial supporters of Obama and other Democrats. Secretary of the Treasury Paulsen was head of Goldman Sachs. The new head of the $700 million bailout is also from Goldman Sachs. This is like letting the fox be in charge of hen house security. It was announced that our government will infuse capital into the troubled banks. This gives whoever is in power of our government the ability to force the same kind of abuses that have caused this massive banking crisis in the first place. Barack Obama has received more campaign donations that any other politician in the past three years from Fannie Mae and Wall Street. FM&FC have been virtually private piggy banks of campaign contributions for Democrats for the past 10 years. Yes, a token amount went to some Republicans. And there is plenty of blame to go around in this financial crisis, but the reason it happened was 100% caused by a Democrat run government that forced a liberal policy initiated by President Clinton and reforms primarily blocked by Democrats. One would never know this by watching the news or reading newspapers. Until the majority of our citizens understand whom (government liberals) and what (liberalism/socialism) caused this mess, we will allow our elected officials, through massive inflation, to lower the standard of living of those of us who are financially prudent and give our earnings to those who are not prudent. The big excuse for the bailout is that credit markets have frozen up. But it is not true. There is plenty of credit available for good credit risks. The only way this can be rectified is to allow the people who made the mistakes to take their losses. It is called taking personal responsibility for one’s actions. Already we see that the bailout has had virtually no effect on the markets other than to cause huge sell offs because smart investors see that the U. S. is adopting failed liberal socialist policies. Our government is following in the footsteps of Hoover and Roosevelt. We do not need to have another depression, but the government is taking the steps to make it happen. The taxpayer financed bailout should be reversed immediately as it will only encourage more irresponsible fraudulent behavior. Impacts of Financial Crisis on Global Economy For the developing world, the rise in food prices as well as the knock-on effects from the financial instability and uncertainty in industrialized nations is having a compounding effect. High fuel costs, soaring commodity prices together with fears of global recession are worrying many developing country analysts. Asia & Financial crisis Countries in Asia are increasingly worried about what is happening in the West. A number of nations urged the US to provide meaningful assurances and bailout packages for the US economy, as that would have a knock-on effect of reassuring foreign investors and helping ease concerns in other parts of the world. India and China are the among the world’s fastest growing nations and after Japan, are the largest economies in Asia. From 2007 to 2008 India’s economy grew by a whopping 9%. Much of it is fueled by its domestic market. However, even that has not been enough to shield it from the effect of the global financial crisis, and it is expected that in data will show that by March 2009 that India’s growth will have slowed quickly to 7. 1%. Although this is a very impressive growth figure even in good times, the speed at which it has dropped—the sharp slowdown—is what is concerning. China similarly has also experienced a sharp slowdown and its growth is expected to slow down to 8% (still a good growth figure in normal conditions). However, China also has a growing crisis of unrest over job losses. Both have poured billions into recovery packages. China has also raised concerns about the world relying on mostly one foreign currency reserve, and called for the dollar to be replaced by a world reserve currency run by the IMF. Of course, the US has defended the dollar as a global currency reserve, which is to be expected given it is one of its main sources of global economic dominance. Whether a change like this would actually happen remains to be seen, but it is likely the US and its allies will be very resistant to the idea. Japan, which has suffered its own crisis in the 1990s also faces trouble now. While their banks seem more secure compared to their Western counterparts, it is very dependent on exports. Japan is so exposed that in January alone, Japan’s industrial production fell by 10%, the biggest monthly drop since their records began. Japan’s output for the first 3 months of 2009 plunged at its quickest pace since records began in 1955, mostly due to falling exports. A rise in industrial output in April was expected, but was positively more than initially estimated. However, with high unemployment and general lack of confidence, optimism for recovery has been dampened. In recent years, there has been more interest in Africa from Asian countries such as China. As the financial crisis is hitting the Western nations the hardest, Africa may yet enjoy increased trade for a while. These earlier hopes for Africa, above, may be short lived, unfortunately. In May 2009, the International Monetary Fund (IMF) warned that Africa’s economic growth will plummet because of the world economic downturn, predicting growth in sub-Saharan Africa will slow to 1. 5% in 2009, below the rate of population growth (revising downward a March 2009 prediction of 3. 25% growth due to the slump in commodity prices and the credit squeeze). Some African countries have already started to cut their health and HIV budgets due to the economic crisis. Their health budgets and resources have been constrained for many years already, so this crisis makes a bad situation worse. Due to its proximity to the US and its close relationship via the NAFTA and other agreements, Mexico is expected to have one of the lowest growth rates for the region next year at 1. 9%, compared to a downgraded forecast of 3% for the rest of the region. Europe & Financial crisis In Europe, a number of major financial institutions failed. Others needed rescuing. In Iceland, where the economy was very dependent on the finance sector, economic problems have hit them hard. The banking system virtually collapsed and the government had to borrow from the IMF and other neighbors to try and rescue the economy. In the end, public dissatisfaction at the way the government was handling the crisis meant the Iceland government fell. The EU is also considering spending increases and tax cuts said to be worth â‚ ¬200bn over two years. The plan is supposed to help restore consumer and business confidence, shore up employment, getting the bank’s lending again, and promoting green technologies. Russia’s economy is contracting sharply with many more feared to slide into poverty. One of Russia’s key exports, oil, was a reason for a recent boom, but falling prices have had a big impact and investors are withdrawing from the country. Africa & Financial crisis Perhaps ironically, Africa’s generally weak integration with the rest of the global economy may mean that many African countries will not be affected from the crisis, at least not initially, as suggested by Reuters in September 2008. In recent years, there has been more interest in Africa from Asian countries such as China. As the financial crisis is hitting the Western nations the hardest, Africa may yet enjoy increased trade for a while. These earlier hopes for Africa, above, may be short lived, unfortunately. In May 2009, the International Monetary Fund (IMF) warned that Africa’s economic growth will plummet because of the world economic downturn, predicting growth in sub-Saharan Africa will slow to 1. 5% in 2009, below the rate of population growth (revising downward a March 2009 prediction of 3. 25% growth due to the slump in commodity prices and the credit squeeze) African countries could face increasing pressure for debt repayment, however. As the crisis gets deeper and the international institutions and western banks that have lent money to Africa need to shore up their reserves more, one way could be to demand debt repayment. This could cause further cuts in social services such as health and education, which have already been reduced due to crises and policies from previous eras. The current crisis The housing bubble started to burst in 2006, and the decline accelerated in 2007 and 2008. Housing prices stopped increasing in 2006, started to decrease in 2007, and have fallen about 25 percent from the peak so far. The decline in prices meant that homeowners could no longer refinance when their mortgage rates were reset, which caused delinquencies and defaults of mortgages to increase sharply, especially among subprime borrowers. From the first quarter of 2006 to the third quarter of 2008, the percentage of mortgages in foreclosure tripled, from 1 percent to 3 percent, and the percentage of mortgages in foreclosure or at least thirty days delinquent more than doubled, from 4. 5 percent to 10 percent. These foreclosure and delinquency rates are the highest since the Great Depression; the previous peak for the delinquency rate was 6. 8 percent in 1984 and 2002. And the worst is yet to come. The American dream of owning your own home is turning into an American nightmare for millions of families. Early estimates of the total number of foreclosures that will result from this crisis in the years to come ranged from 3 million to 8 million. So far (as of January 2009), there have already been almost 3 million mortgage foreclosures. Another 1 million mortgages are ninety days delinquent and another 2 million were thirty days delinquent. Therefore, a total of about 6 million mortgages either have already been foreclosed, are in foreclosure, or are close to foreclosure. Six million mortgages are about 12 percent of all the mortgages in the United States. The situation could get a lot worse in the months ahead, due to the worsening recession and lost jobs and income, unless the government adopts stronger policies to reduce foreclosures. Defaults and foreclosures on mortgages mean losses for lenders. Estimates of losses on mortgages keep increasing, and many are now predicting losses of $1 trillion or more. In addition to losses on mortgages, there will also be losses on other types of loans, due to the weakness of the economy, in the months ahead: consumer loans (credit cards, etc. ), commercial real estate, corporate junk bonds, and other types of loans (e. g. redit default swaps). Estimates of losses on these other types of loans range up to another trillion dollars. Therefore, total losses for the financial sector as a whole could be as high as $2 trillion. It is further estimated that banks will suffer about half of the total losses of the financial sector. The rest of the losses will be borne by non-bank financial institutions (hedge funds, pension funds, etc. ). Therefore, dividing the total losses for the financial sector as a whole in the previous paragraph by two, the losses for the banking sector could be as high as $1 trillion. Since the total bank capital in the U.  S. is approximately $1. 5 trillion, losses of this magnitude would wipe out two-thirds of the total capital in U. S. banks! * This would obviously be a severe blow, not just to the banks, but also to the U. S. economy as a whole. The blow to the rest of the economy would happen because the rest of the economy is dependent on banks for loans—businesses for investment loans, and households for mortgages and consumer loans. Bank losses result in a reduction in bank capital, which in turn requires a reduction in bank lending (a credit crunch), in order to maintain acceptable loan to capital ratios. Assuming a loan to capital ratio of 10:1 (this conservative assumption was made in a recent study by Goldman Sachs), every $100 billion loss and reduction of bank capital would normally result in a $1 trillion reduction in bank lending and corresponding reductions in business investment and consumer spending. According to this rule of thumb, even the low estimate of bank losses of $1 trillion would result in a reduction of bank lending of $10 trillion! This would be a severe blow to the economy and would cause a severe recession. Bank losses may be offset to some extent by â€Å"recapitalization,† i. e. by new capital being invested in banks from other sources. If bank capital can be at least partially restored, then the reduction in bank lending does not have to be so significant and traumatic. So far, banks have lost about $500 billion and have raised about $400 billion in new capital, most of it coming from â€Å"sovereign wealth funds† financed by the governments of Asian and Middle Eastern countries. So ironically, U. S. banks may be â€Å"saved† (in part) by increasing foreign ownership. U. S. bankers are now figuratively on their knees before these foreign investors offering discounted prices and pleading or help. It is also an important indication of the decline of U. S. economic hegemony as a result of this crisis. However, it is becoming more difficult for banks to raise new capital from foreign investors, because their prior investments have already suffered significant losses. In addition to the credit crunch, consumer spending will be further depressed in the months ahead due to the following factors: decreasing household wealth; the end of mortgage equity withdrawals and declining jobs and incomes. All in all, it is shaping up to be a very severe recession.

Tuesday, October 22, 2019

Proposal Writing Services

Proposal Writing Services Proposal Writing Services Why Do We Need Proposal Writing Services Proposal writing services are very useful while speaking about any proposal writing, especially, if it is your first experience in this field. In order to write a successful proposal you have to be very well educated and highly experienced in this matter, however, if you write it for the first time it is but natural that you do not have the proper background knowledge to complete the task. Service papers are those to help you coping with all this mess. Proposal Writing Services Have No Boundaries! Our proposal writing services are ready to support you at any stage of your proposal. Whether you need to make your RFP/RFA analysis or review, whether you need to prepare your business proposal outline, whether you do not know how to arrange your proposal and need any design assistance, or maybe you have already written your proposal and just want a specialist to have a look at it; in all the above-mentioned cases you are welcome to use service papers. Even if you have written your proposal by your own, it is better to make an editing of it. A lot of attention is paid not only to the whole content of your proposal, but also to such points as grammar, typos, and structure. That is why it is recommended to use proposal writing services, such as proposals editing. We Take Full Responsibility for the Outcomes! Proposal writing is a very responsible task that may influence your future life; that is why you have to understand all the responsibility, which lies on you while your proposal writing and presenting. You see, there is a number of special RFP/RFA requirements, which you should meet while writing. That is why if you want to be sure that your work is of a proper level and meets all the demands, better use service papers. If we are speaking not only about studying process but also about real life where you have a lot of rivals, who just dream to annihilate you, it is but necessary to consult with the real profession al while your business proposal preparing. There are several main points, which should be included into your business proposal in order it to be competitive. While writing, you should target the company, which you appeals to; it means that you have to impress and convince the company that your business proposal is the only one, which suits. Service papers are here to help you targeting the destination of your business proposal.

Monday, October 21, 2019

7 Religious Christmas Quotes About Jesus

7 Religious Christmas Quotes About Jesus Christmas reminds us of  the trials and tribulations of Jesus Christ, and what better way to remember the reason for the season than religious quotes  that focus on the life of the savior.  The remarks that follow, both from the Bible and from prominent Christians,  serve as a reminder that good always triumphs over evil. D. James Kennedy, Christmas Stories for the Heart The star of Bethlehem was a star of hope that led the wise men to the fulfillment of their expectations, the success of their expedition. Nothing in this world is more fundamental for success in life than hope, and this star pointed to our only source for true hope: Jesus Christ. Samuel Johnson The Church does not superstitiously observe days, merely as days, but as memorials of important facts. Christmas might be kept as well upon one day of the year as another; but there should be a stated day for commemorating the birth of our Saviour, because there is danger that what may be done on any day, will be neglected. Luke 2:9-14 And, lo, the angel of the Lord came upon them, and the glory of the Lord shone round about them: and they were so  afraid. And the angel said unto them, Fear not: for, behold, I bring you good tidings of great joy, which shall be to all people. For unto you is born this day in the city of David a Savior, which is Christ the Lord. And this shall be a sign unto you; Ye shall find the babe wrapped in swaddling clothes, lying in a manger. And suddenly there was with the angel a multitude of the heavenly host praising God, and saying, Glory to God in the highest, and on earth peace, good will toward men. George W. Truett Christ was born in the first century, yet he belongs to all centuries. He was born a Jew, yet He belongs to all races. He was born in Bethlehem, yet He belongs to all countries. Matthew 2:1-2 Now when Jesus was born in Bethlehem of Judea in the days of Herod the king, behold, there came wise men from the east to Jerusalem, saying, where is he that is born King of the Jews? For we have seen his star in the east, and are come to worship him. Larry Libby, Christmas Stories for the Heart Late on a sleepy, star-spangled night, those angels peeled back the sky just like you would tear open a sparkling Christmas present. Then, with light and joy pouring out of Heaven like water through a broken dam, they began to shout and sing the message that baby Jesus had been born. The world had a Savior! The angels called it Good News, and it was. Matthew 1:21 And she will bear a Son, and you shall call His name Jesus, for it is He who will save His people from their sins.

Sunday, October 20, 2019

Police wasting time - Emphasis

Police wasting time Police wasting time The police often have a hand in giving out long sentences. Now theyre writing them. A potentially record-breaking 102-word single sentence appears in the Association of Chief Police Officers comeback to a government report on policing. Heres the offending passage (note do not attempt to read this before operating heavy machinery): The promise of reform which the Green Paper heralds holds much for the public and Service alike; local policing, customized to local need with authentic answerability, strengthened accountabilities at force level through reforms to police authorities and HMIC, performance management at the service of localities with targets and plans tailored to local needs, the end of centrally engineered one size fits all initiatives, an intelligent approach to cutting red tape through redesign of processes and cultures, a renewed emphasis on strategic development so as to better equip our service to meet the amorphous challenges of managing cross force harms, risks and opportunities. If you made it to the end: well done. This kind of meandering, jargon-heavy sentence would almost certainly lose most readers a quarter of the way through: 35 words should be the maximum length in such a document. Although a spokeswoman did hold her hands up on behalf of the police chiefs verbosity, she also posed the defence that the piece was written primarily to persuade civil servants. She claimed it was therefore written in a language familiar to them. The civil servants weve worked with certainly deserve a lot better. But if shes right about ACPOs audience, its little wonder that were all prisoners to paperwork.

Saturday, October 19, 2019

Genetically engineered trees Essay Example | Topics and Well Written Essays - 500 words

Genetically engineered trees - Essay Example Evaluating the risks against the potential gain from this science can aid us in reaching a reasonable conclusion about the safety of engineered trees and the caution needed to pursue this science. The possibility of genetically engineered paper has been possible since 1998 when a team of researchers at Michigan State University engineered an aspen tree to produce higher-grade paper pulp (Lubick). The economic pressure to initiate large-scale transgenic tree plantations is enormous and according to Lubick, "[...] trees are the next big crop plant". The paper and lumber industry stands to reap hundreds of millions of dollars in profits from the increased pulp and wood production that is available from these trees (Lubick). The pressure from business, and the ability of the trees to cross pollinate for hundreds of miles, places us dangerously close to spreading the new genetic species globally on a massive scale. Critics argue that once the new genetic strains are turned loose in the wild, there will be no turning back. Trees that create their own pesticides may kill off desirable insects and leave the forest unable to support wildlife ("Genetic Engineering"). Trees that are resistant to pests and disease may take over parks and national forests with a "kudzu-like threat" ("Genetic Engineering").